Terms and Conditions

The use of Find a Loan SA is subject to the terms and conditions set out below.

  1. Find a loan SA is not a Credit Provider, an agent of a Credit Provider or a representative of a Credit Provider.
  2. You give us permission to submit your details as per the online application form to various Credit Providers in order to find you a loan.
  3. We offer a completely independent Member Benefits package Find a Loan SA is not an agent nor a representative of any service provider, and does not endorse any service or product.
  4. In the event of cancellation before contacting a financial institution to apply for the requested finance, we may impose a cancellation fee for the cancellation. The fee will depend on the nature of the reservation, the length of notice of cancellation before the financial institution is contacted, the reasonable potential to find alternative clients for the reservation and the reason for cancellation. No cancellation will be accepted if the appropriate financial institutions were already contacted by our offices with regard to your credit application.
  5. The fee is only refundable if the loan is not granted due to any circumstances within Find a Loan SA reasonable control.
  6. We do, however, reserve the right to deduct the fee in the month following the month in which you made the application, if for whatever reason the debits were delayed or if the debits were unsuccessful.
  7. Regarding late payments of loan repayment:

    What if I am late with a payment?
    A: Because we do not provide the loans directly, please review the information with your lender before signing.

    What happens if I can’t pay?
    B: Because we do not provide the loans directly, please review the information with your lender before signing.

    In most cases this may end up in you the client being liable for a fee, this fee is decided by the lender, you will need to discuss this with your lender.

  8. In the event a loan is offered to you by credit provider, you are under no obligation to accept same.
  9. You understand that paying the fee will ensure that we will do everything reasonable within our power to secure a loan for yourself, but doesn’t provide a guarantee that a loan will be granted in your favour.
  10. Please be aware that all lenders may conduct a credit check.
  11. We do not receive any commissions from the lenders.
  12. You,acknowledge the risk involved in borrowing money from the chosen credit provider and hereby indemnify us against losses you might sustain with regards to the granting of the loan or the loan not being granted by the relevant Credit Provider, due to reasons beyond our reasonable control. This will include any economical lost pertaining to the harm/losses caused.
  13. Find a Loan SA does not provide financial advice as you will deal with the financial institutes directly.
  14. The applicant agrees that they have fully read and understand the Terms and Conditions of Find a Loan SA and have voluntarily submitted the application
  15. We reserve the right to enforce our strict cancellation process. NO refunds will considered if any applicant cancels outside the 7 day cooling off period.
  16. Find a loan SA, Bad Credit Loans and Loanwise run independently and disbursement systems are independent.
  17. Please note that the loan finding service is free
  18. You agree to us using your name , number and email address for marketing.
  19. The fee for our service is R350.
  20. This fee is payable upfront and is regardless of the loan outcome.
  21. You agree to our T&C and agree to pay the R350 fee in order for us to source you a loan.
  22. We do not receive commissions from the lenders.
  23. You are to EFT the R350 into the bank account provided to you in your welcome email.
Terms and Conditions
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Terms and Conditions